What are two ways credit card companies make money?
I am curious about the ways credit card companies generate revenue. Specifically, I want to know two primary methods they use to make money.
Which items do credit card and lending companies use to determine whether to lend money or not?
I want to know which specific items or factors credit card and lending companies consider when they are deciding whether to lend money to a person or not.
What are the three main ways credit card companies make most of their money?
I'm curious about the primary profit sources of credit card companies. Specifically, I want to know the three main methods they use to generate the majority of their income.
Do credit card companies look at what you buy?
I'm wondering if credit card companies actually keep track of the specific purchases I make. Do they analyze what I buy with my credit card?
What do credit card companies look for when checking your credit rating?
I want to know what factors credit card companies consider when they assess my credit rating. What are the specific criteria or indicators they look for to determine my creditworthiness?